Growing up the following fell somewhere between normal and aspirational:

• Private education from Pre-K through Graduate School
• Winter ski vacations
• Summers spent at a waterfront cottage
• International trips to tropical and European destinations
• Two family cars, bought new, every five years
• A walk-in closet filled with wonderful clothes and shoes
• A garage packed with the finest sports equipment

Depending on where you live, you are signing up for $3,000,000 to $20,000,000 of aspirational spending.

…and you haven’t bought a bag of groceries!

Is there another way?

Save half of your after-tax income until you have ten years living expenses banked.

Then cut your living expenses and work part-time, so you can…

• Spend thousands of hours with each of your kids before they graduate high school
• Live where you don’t need to leave
• Encourage your family to actively participate inside your community, and outside your demographic
• Cultivate inexpensive passions (mine are reading, writing, forest walking and cycling)
• Share simple, local experiences with your spouse (love, holding hands, serenity)

Time & health.

True wealth.

True luxury.