Given the simultaneous outbreaks we have in the US, our media is going to have plenty of fodder for negative stories this month.
If you follow the news cycle closely, then this could be a tough few weeks for you.
Consider scheduling a few days offline.
If you’re sucking in a lot of negativity then you might find spillover inside your head. The spillover may manifest as a negative voice beating you down internally.
A lot of us aren’t able to “hear” the soundtrack in our heads. As a coach, I would notice it when my athletes had a habit of negative expression in voice and written words.
To counter a habit of negativity, I’d assign an excerise => buy a small notebook and end each day by writing down one positive thing that happened.
Every single day.
Life happens where you focus.
Change your focus, change your life.
Our Science Fair was a huge hit.
Spoiled is when you think your life is difficult but it isn’t.
Living under COVID is difficult in many ways. We are learning to embrace and enjoy our challenges.
It would have been very difficult for me to engineer rapid positive change without the challenges of closures, home school and social isolation.
Personal responsibility is a key value of mine. In the past, this was to the exclusion of maintaining relationships. My kids have helped me do better with finding a balance between hard and soft skills.
Lots of personal responsibility was on display this past weekend: packing our own gear for a climb, learning to recover from a deep bonk (with grace and without blaming anyone), taking care of siblings.
The habit of having to take care of ourselves at home is spilling over into our larger lives.
Money and Kids
The basics:
- An unconditional allowance set at $1 per week, per year of age
- Money sits with Bank of Dad and yields 10% APR – I want my kids to get very excited about compound interest – we have a generation of kids growing up in a no-yield environment – this will have a HUGE impact on our societies – don’t know specifics but do know it will change finance for a long time
- I hold a veto on any spending out of the “allowance account” – there is no obligation for me to be reasonable – if you disagree with my decision then…
- Buy it yourself, kids can earn their own money – own money equals own choices – I want my kids to get excited about providing value to others and earning money for themselves – this is much more important to me than winning in sport
- Summer reading prize – read every day across the summer and get a very good prize – it costs me $100 per kid, per summer, to create a habit of morning reading, without being asked!
The incentive structure has been successful.
Our latest addition is babysitting – our oldest taking care of our youngest. We’ve settled into $7 per hour for the oldest with $2 per hour to the youngest at the same time. We give them a written schedule with some easy chores to complete. This is the easiest “kid combo” for us to manage – the older sister/younger brother dynamic hasn’t been figured out, yet.
Another popular product is exterior cash wash at $5 per car, per kid.
Our oldest makes scrunches, masks and children’s stuffies. Orders, pricing, manufacturing, delivery… all sorted by her. Since school ended, she is averaging $75 per week of supplemental income.
