The Blue Flame Years

blueflameLast week, I might have left you with the impression that it’s always a good idea to trade money for time. Here’s a counterpoint.

What do you plan on doing with that time?

As a young adult, I had the opportunity to travel before graduating college. I spent much of that summer drunk. A dangerous trade for a young man with a family history of addiction and mental illness.

Later, I dialed down my drinking and discovered a big increase in time on my hands. I was fortunate to fill this void with sport.

As a coach, I often saw athletic performance decline when an athlete gave themselves more time to “get serious” with their sport.

A high-powered lawyer shared his fear of retirement. He was terrified at the prospect of increasing his non-working lifestyle (sleep, booze and high living).

With a bit of luck, your parent’s helped guide your focus. If not then you would be smart to channel that energy into areas that you’ll value in later life…

…but what the heck are those things?!

Here’s what the young man (in the picture above) got right.

An education that you can apply to help other people – this could range from finance (helping myself) to engineering (building things with others) to medicine (helping others).

A habit of lifelong physical activity – if your parents didn’t pass this on to you then you’d better start immediately – don’t get wrapped up in performance, focus on touching nature every day.

World-class peers and mentors – when you are burning bright, it is more important to learn, than to earn. During a two-year apprenticeship, I was paid peanuts by one of the best firms in the world.

An ability to live cheaply – this accomplishes three things: (a) gives you the flexibility to take any type of work; (b) minimizes debt from your education; and (c) enables you to continue an early habit of saving money for freedom.

A fear of debt – assume that every $1 you borrow before 25 is $10 that you won’t have at 40. Frankly, if you don’t quickly establish a habit of living within your means then it will never take hold. Ask your parents and study their friends.

A love of work – here’s what my wife gets right about endurance sports for kids – growing up active, my kids are associating output with fun. If you have an alpha child then sports are an essential part of not ruining, or drugging, what makes her great.

I have made a ton of mistakes.

A handful of good habits mitigated the damage.

Family Investment

2016-05-29 16.30.07Having worked in finance, and coached the triathlete demographic, I know people with a lot of discretionary income.

I have three kids and the way we allocate income has changed significantly over the years. Here’s a current snapshot.

family_spend

The marriage/kids slice (blue) is about half our spending. What the heck is in there?

  • Sitters and Live-In Au Pair
  • Preschool Fees
  • House cleaning
  • After school activities
  • Summer activities

With minimal psychological maneuvering it would be easy to shift the marriage/family allocation towards myself.

My wife arrived into our marriage with an expectation of driving herself straight into the ground to “support the family.” Her story is repeated across a range of households.

It is tempting to compromise our marriage for short-term savings.

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I like to invert the temptation and ask myself…

How do my spending choices benefit my marriage?

What about my health?

Consider…

A – collectively, we see no issue with parents torching their physical, and mental, health to “support” the family. Among my peers, the easiest way to get time alone is by working full-time. Double income, no time.

B – couples are often blind to the price the marriage is paying from being completely fried. The baby/preschool years will end up being a decade for us (2008-2018). Do you have enough passion in your life?

C – my spending places the highest premium on buying time

  1. time exercising – to maintain my physical health
  2. time alone – to maintain my mental health
  3. time with my spouse – to share experiences

My wife often feels uncomfortable with our childcare spending. There is tremendous social pressure for a mother to follow a path of doing everything.

Buying time is insurance against the risk of arriving at 50 overweight, mentally fried, with a marriage in need of counseling and an oldest heading into middle school with an angry (or absent) father.

Trade money for time.

Family Risks

cargobikeWhen you consider risks to your family’s capital, what sort of things pop up in your mind?

  • Stock market crashes
  • Unemployment
  • Death of main breadwinner
  • Divorce
  • Underperformance of family business
  • Change in political situation
  • Change in interest rate policy
  • War and civil unrest

If we broaden the scope to human capital, what might you add?

  • Addiction and Substance Abuse
  • Remittance dependence
  • Health and wellness
  • Dementia and eldercare

I’ve known five generations of my family and we’ve experienced all of the above.

Surprisingly, the top-of-mind risks are not our source of greatest loss.

Aside from mental illness, our greatest source of turmoil has been due to developing an abnormal sense of normal. More specifically, we’ve looked up to friends & family that led us astray with regard to our financial aspirations.

DaddyGIf you happen to be a self-made individual then you will, quite rightly, say “it’s my life and I’ll live the way I darn well choose.”

You are right.

I commend you.

Self-reliance is a wonderful gift to our communities and I hope to teach it to my kids.

…but I remind myself of the cost of benchmarking at ever higher levels of achievement.

  • The cost comes in time not spent with my spouse and kids.
  • The cost comes from choosing work that is ethically ambiguous.
  • The cost comes when spending time becomes spending money.

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This caution also applies to risk.

As a young man, I tracked into higher and higher levels of “acceptable risk.” A good friend died. Another went bankrupt.

Teach your kids to notice risk-seeking behavior in themselves, and others.

  • Mountaineers => good, great, dead
  • Property Developers => good, great, bust
  • Professional Athletes => good, great, disgraced

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Finally, consider the impact of neighborhood and peers.

A friend jokes that his daughter was one of the few kids at her Bay-Area school that didn’t have an elevator in her home.

What’s my children’s definition of normal?

Choose wisely.

Building Bridges

2016-02-12 18.28.49A few years back, I identified my relationship with my daughter as an area that had the potential to greatly improve my life. At the time, I was devoting excessive energy to her via worry and stress. She was always in my mind, even when I was away from her.

How can we reduce the impact of our not-helpful obsessions within our minds?

I use two techniques:

  • Be kind and generous to as many people as possible – lots of tiny actions
  • Express the same habit, directly, to the person with whom I want to improve my relationship

Now, it’s important to bear in mind that it only takes one person to torpedo a relationship. So I might not be successful.

That’s OK – “success” isn’t my goal.

If the goal isn’t “success” then what is it?

Take a minute and consider what your words to your children indicate about your definition of success.

When I’m stressed, my words might indicate a desire for compliance, quiet and solitude. Is that what my family really needs?

Those same desires can be satisfied via personal, internal serenity within whatever relationship I have with people.

What’s this have to do with the “one-on-one” trip?

Taking the toughest member of the family on a road trip was a way to “step up” within my household. I’ve been taking my oldest on the road since she could walk.

ax_zenMy young children have a simple agenda with me…”do stuff with Dad.”

It’s simple, but not easy.

It’s not easy because “dad” has a preference for strong coffee and exercising uphill. I also like to be left alone to read, write and think.

To do fatherhood “right.” I have to make the commitment to be with my child, on the child’s terms.

A habit of service spills over into other aspects of my life, for example my marriage.

  • Just me and the child
  • Focus on doing things the kid likes
  • Never more than three nights away
  • If the kid is awake then my agenda is put to one side

Truth be told, the trips started as a way to get my Alpha Child out of the house. The fact that I ended up with better relationships with everyone was an unexpected bonus from seven years of sticking with it.

ax_mexico

Family Leadership

2016-02-08 10.36.04I’ve written about the concept of the good-enough parent — a combination of showing up and not retaliating. It is a simple strategy but quite challenging in the face of a disgruntled preschooler!

Seven years in, I’ve managed to make non-retaliation a habit. If you are still working on it then remember to practice all-the-time…

  • Yield in traffic and queues
  • Breathe into tension
  • Slow down

New habits are most easily created when we are capable of self-control — away from the kids, in low stress environments.

I’ve been at it for over 15 years.

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What’s next?

I’ll start by sharing what’s definitely not next.

A habit of constant correction will make you, and everyone in your house, miserable.

An easy way to make this visible… track your positive-to-negative interactions with your kids, spouse and friends.

Another way… ask a close friend… When I talk about myself, what do I say?

If this is an area for improvement then it’s already obvious to everyone around you.

It was shocking when I did this with my oldest. I became so aware of my error in approach that you can get a quick rise out of me by constantly correcting her in my presence.

Correcting less, in ALL areas of my life.

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2016-03-09 15.27.20What about next-level positive habits?

De-escalationbecome skillful in draining the energy out of situations.

Most of us didn’t grow up in an environment that taught us these skills.

Becoming an effective family leader will require education, motivation and daily practice.

Two things helped me here:

  1. learning the methods of outstanding preschool teachers – if they can teach preschoolers to de-escalate then they can certainly teach us!
  2. reading the secular writings of spiritual masters

2016-03-12 10.34.52Opening To Experiencethe most valuable experiences shared with my family serve no purpose, other than sharing an experience with my family.

Often, my shared experiences are activities that I would not choose for myself. Recent examples, collecting sea shells, swim races, downhill skiing and art shopping.

2016-03-12 10.31.31Most of the leadership we were shown as children was about saying “no.”

Constantly being told what not to do.

Consider becoming the embodiment of what to do.

Is it any wonder many of us rebelled and left as soon as we could?!

Is it any wonder that many of us continue to hold resentments about events, and people, that haven’t existed for 20, 30 or 40 years?

To break this cycle, I say “yes” as much as possible. Yes to beachcombing. Yes to downhill skiing. Yes to painting. Yes to card games.

Stay open to experience.

Stay open to love.

2016-03-10 08.42.33

Teaching Up The Tree

cottonwoodLast spring, a friend asked for my advice.

He felt his elders were making mistakes and wanted to get through to them.

I drew a blank on his question and have been considering it for some time!

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2015-10-05 16.05.12I saw two components…

  1. a desire to help others
  2. an opinion that someone else is wrong

For the first component, I asked myself, “What is the most powerful form of teaching that I can bring to my family?”

If I’m looking to maximize my impact then nothing beats sharing stories about how I repeated one of my family’s most common mistakes.

So… I pay attention to what needs fixing in the elders, notice when it needs fixing in myself and share a funny story about my error with my kids.

My kids love hearing about my mistakes.

Adults hearing about their own mistakes?

Less so.

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IMG_4860The second component of my friend’s desire to teach…

I asked myself, “Am I sure?”

  1. Am I sure that my way is correct?
  2. Are there circumstances that would make my way incorrect?

My buddy and I were discussing long-term financial security. At the time, we were 100% certain that “our way” was the right way. I agreed that his elders were mismanaging their affairs.

As fate would have it, a few months later I heard a story about a pensioner.

An elderly woman had most of her life savings sitting in a local credit union (earning 0.1% per annum). Instead of telling her that she had to change, her family initiated a discussion to understand why that decision made sense to their mother.

It turns out the lady had thought through her rationale in detail. Her strategy recognized a personal lack of knowledge, a lack of trust in financial advisors, fear of loss and zero personal upside from positive investment returns.

Sometimes it is my lack of understanding that needs to change.

 

Deciding Who’s To Blame

sharing

Today’s picture is my seven-year old sharing her birthday candles with her siblings.

Watching unconditional sharing in my oldest child showed me that I am not seeing things as they are.

My daughter has far more kindness than I perceive.

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bigbearListen to people discuss their difficulties and you’ll hear about the shortcomings of others.

How I can counter my tendency to fool myself within my key relationships?

Acknowledge stress – illness, injury, financial hardship, noise, lack of sleep – when I am under duress, I’m much more likely to “blame” people, rather than owning situations.

A house filled with little people is a stressful situation, certainly if you’re not used to it. Be watchful that you don’t form a negative view of others, simply because you’re under duress.

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2015-10-10 10.48.53Slow down – stress, combined with rushing, is my optimal state for making mistakes!

I can cut my error rate in half with well-placed pauses and noticing when I am holding my breath.

How often do you hold your breath? In what circumstances?

As I coach, I would teach cyclists to corner better by breathing-through-the-turns.

Like a nervous athlete descending a mountain road, we might not realize when we are holding our breath.

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happyChange externals – When I am falling out with people, consider if “people” are the problem.

If I want to make things work with an individual then focus on frequent small actions to reduce their stress.

With every person I see (especially my internal life), what is the scorecard of negative vs positive interactions?

A simple way to improve my interactions with others is to improve my own attitude.

What kinds of emotional fingerprints do I leave?

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Go deep – remember that it’s rarely about what it’s about.

External circumstances and basic needs drive most of our behaviors. What’s the unmet need that’s driving this behavior?

When you get the hang of manipulating others with the above… 😉

…then you can tweak your key relationships

…and, perhaps, yourself

Family Cycling

2015-09-04 08.22.00Here is the link to my last piece about cycling with babies and preschoolers – also the Endurance Corner article about Active Parents.

Roll forward 18 months and the kids are aged 7, 4 and 3. The four year old just transitioned from a strider and the three year old is comfortable on her strider as well as a three-wheeled scooter. I wouldn’t have expected some of the changes.

One of my rules-of-thumb is to consider selling anything that I don’t use for a year. So, I sold my racing bikes, race wheels, powermeters and Garmins. When I need a road bike, I rent a top-of the line model. Considering maintenance, upgrades and airline fees – a net savings of more than $1,000 annually for the family.

2015-09-10 16.03.31I spent $5,000 and bought a haul-a-day and a family tandem from Bike Friday. My main bike is a 29er and the 20-inch wheels on the Friday bikes were an adjustment. Disc brakes and front/rear flashing lights with both bikes. Flat pedals for me and shoe cages for my daughter on the tandem.
2015-08-27 18.41.29Most the cost (above) was in the tandem but it’s a game changer for exercising with my oldest. She loves it and we’re up to 20 mile rides. If I remove a second row seat in my Sienna then it fits inside my van and we did several trips this summer. Now that school is back in session, we use it as a commuter to/from her climbing.

When I got the cargo bike, I expected to be able to sell our second car (my Sienna van) as well as our double bike trailer. It’s not going to happen.

Turns out that the second car was useful, it’s now the sitter’s car. The adjustment to not having a car of my own left me a little grumpy. I went so far as to price out what a third car would cost the family. When I calculated the costs associated with a new car, a third car and my existing car… it got a whole lot easier to adjust my life. My effective savings are $5 per city-mile not driven. Human powered whenever possible and treat Uber like a free service.

The cargo bike gets the kids up high and in the air. They love it… when it’s warm. I have kept the trailer for cold and wet mornings, when I bundle up and take one for the team.

2015-09-04 08.11.37SAFETY – it turns out that I don’t enjoy riding on city roads with my kids on their own bikes! This shouldn’t have surprised me (but it did) because I was a nervous boyfriend when Monica and I would train together. The kids and I prefer bike paths, even if they double our travel time.

We didn’t go electric as I have the horsepower (just) to get a hundred extra pounds up the local hills. If you aren’t a strong cyclist then consider front-wheel power assist for the cargo bike.

Survival Tips For A Sad Parent

2015-09-18 19.23.04A father with two young children asks, “Is there anything you could recommend to make my family life less awful?”

I can’t wave a wand and make it enjoyable. However, I take comfort in the knowledge that there are many people that enjoy young children.

Let’s start with some tips for maintaining your personal sanity and your marriage.

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2015-09-09 18.36.01Perspective

Listening to parents talk about their kids, and the scars of their own childhoods, it’s universally reported that little kids are challenging people to live alongside.

My current experience is one day out of ten is very tough. If I want to get dramatic, then I can extrapolate to 40 days a year that are awful… more than a month a year in suffering!

However, if I look deeply then it is closer to 100 hours a year, and I’m with my kids a lot.

Looking even deeper… I break it down to a couple “moments” each day where I need to resist my urge to retaliate and settle a sensation of internal panic.

Five years ago, it was closer to ten “moments” a day, and I spent far less time with the kids.

It’s important to recognize the positive trend line in our lives.

So what seems like constant bedlam (to my remembering self) is, more accurately, twenty moments a week when I need to be skillful, or simply not make the situation worse!

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2015-09-10 11.40.34A Hard Truth

From the time your oldest turns two until your youngest enters first grade — it’s not about you.

If you were the prettiest girl in high school, the captain of your varsity sports team, or the highest achiever in your firm then this reality will come as a shock.

I understand that you are shocked by your situation.

I was also shocked.

We should both set a date to get over it.

Your kids are going to present you with an opportunity to become better than you are.

Take the opportunity because a self-serving attitude will become one of the key regrets of your life.

Ask around.

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2015-09-12 18.48.03All We Have Is Time

Most of the pain I felt in the early years had to do with a conflict of choice => further external validation versus doing what’s best for my family.

So I jettisoned the easy stuff – anything that cost significant time and money – went.

What has worked is redirecting the additional spending towards childcare that enables me to spend time with my spouse and alone (in nature, in silence).

You might find it tempting to let your spouse get overwhelmed – losing health, embracing addiction, breaking down mentally.

Make a pact that you won’t let each other go that far. The kids will grow up and neither of you will want to be married to that sort of person.

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What You Control

What changes can I make to offer my family a better version of myself?

  1. Say no to non-core
  2. Practice not-response

I work on a small scale and life consistently gets better.

Give A Minute

minuteA simple way to reduce the noise in your head.

  • When you can feel yourself closing off,
  • or anger rising,
  • or have been asked to do something that you’re rather not…

…give a minute

2015-08-30 18.20.58

  • When my kids aren’t listening to me…
  • or I think they aren’t complying…
  • or they are arguing with each other…

…give a minute

2015-08-20 17.02.24By giving bits of time, I immediately removed half the conflict out my life and was able to leave the past, in the past.

It’s wonderful.

2015-08-30 19.43.37

You are going to tell yourself that you don’t have the time to give a minute.

I can feel rushed as well.

Perhaps you can start small.

I started by giving seconds away when driving.

Yield.

If you start then pay attention.

Pay attention to what happens after.

By giving time I feel less pain.

Yes, I am a little slower when we are together but this is more than compensated by peace of mind when we are apart.

You’ll be surprised at how little time it takes to transform yourself.

Stay open.