Tag Archives: self improvement

Breaking The Chain

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Today’s title is the name of a book that was given to me by my coach. The book is about the impact of 100 years of choices in the sport of cycling. The stories will blow your mind.

The concept, of a continuous chain, is also a teaching in Eastern Philosophy. One aspect is that we can do good works when we DON’T pass along the pain we receive from another person. The gift of “not passing” is something that I practice at home.

FlagstaffA few years back, I made a decision to leave a group of friends rather than engage them over their cruelty of their language to each other.

I thought it would be more productive for me to change everyone’s names and write blog posts instead…

I’m laughing as I type that because it’s true. We all dig in when confronted directly.

Tips that help me be part of the solution for friends and family.

Statute of Emotional Limitations – I got this from Gordon Livingston. He recommends deciding on a statute of limitations for our childhoods. When we turn 25, 35, 45, 65 or 75… …we decide that we’ve grown up and we’re leaving it behind. it’s never too late to decide that you’ve grown beyond the slights of the past.

Young kids are fantastic teachers of this point. A baby holds nothing from her past. Even my three-year old, doesn’t retain emotion for more than a couple minutes. It’s a wonderful way to be and somewhat confusing to a father (me) that’s prone to holding a grudge.

Making time is a useful coping strategy if you’re prone to self-pity.

A favorite book is Tuesday’s With Morrie – Morrie is living with ALS and one of his coping strategies is to really experience his sadness each morning. Being completely sad for a few minutes enables him to live the rest of his day.

Recognizing Limits – there’s some stuff from my past that I might never get past. Some relationships that might never get sorted. Some episodes that will tag along for what remains of my life. I have a choice to own that reality.

Going further, in cases of abuse and trauma, the magnitude of the stress might have permanently rewired how we respond to certain situations. In my own case, just-the-right-mix can knock me off kilter.

As a result, I need to forgive myself for falling short of the idealized image in my head. Take fatherhood, at the end of a challenging shift with my kids, I might never be Christ-like, or tap my Buddha-nature, or whatever I happen to be shooting for at the time.

To deal with my shortcomings, it helps to think about the chain that led to me and understand that I’m going to leave a few loose ends when my time is done.

Lexi_PilotTaking a longer term perspective, my role is to move things along a little bit, not screw up and let my kids take the controls.

Some things take more than one generation to work through – that’s ok.

Be gentle with your short comings – simply try to do a little better.

Managing My Baseline

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As I’ve gained a better understanding of my mind, I’ve made micro changes to improve my daily satisfaction. Most of these changes involve reseting my baseline for expectations.

Two simple examples can be found in my approach to coffee and wine.

COFFEE

I was thrilled when Peet’s Coffee & Tea opened in Boulder. However, I noticed that my baseline quickly reset and drinking coffee elsewhere resulted in disappointment.

My ability to easily access “the best” increased my total dissatisfaction across a month.

What to do?

I switched my morning routine to start with a cup of CostCo brew. It’s a solid brew and gets me rolling.

However, a few months ago, I won coffee-for-a-year from Peet’s and get a pound of beans each month. So I started drinking Peet’s in the morning and everything reset again.

More disappointment resulted when, mid-month, we’d run out.

However, now I see my disappointment as a chance to reset and I anticipate each new month’s shipment.

Anticipation is a key part of pleasure – worth remembering that tip in relationships as well!

WINE

My senses of hearing, taste and smell are all below average. It’s an area, like my driving, where my self-assessment is more accurate than most.

When buying wine, I combine my known sensory deficit with a simple heuristic – never pay more than $15 for a bottle of wine.

This makes it easy for my pals to blow me away with their moderate vintages, has me drinking less and reduces my total annual spend on alcohol. All good results.

Like my three-year old son, I try to make myself easy to impress!

LAIRD HAMILTON

That’s Laird, Gabby and family above. My wife follows them on Facebook and mentioned that she thought they were a well-grounded couple.

All I could do was laugh and say, “Laird’s your baseline for a husband?!”

Apparently, Laird’s “a little soft” but that’s OK because he has three kids.

For some reason, Laird appearing soft didn’t make me feel a whole lot better.

Anyhow, exercising makes me happy and, perhaps, my wife was giving me a nudge to train more.

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Remember what I said about the coffee and the wine, it applies in every aspect of our lives.

Too much luxury can ruin our appreciation for the beauty of everyday life.

Take time to reset your expectations.

Five True Friends

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mooseThe Philosopher’s Mail is one of my favorite sites on the web. Happiness is a recurring theme in their writing, as is social connection. As your doctor can confirm, there is a link between social connection and health.

The good people at Philosopher’s Mail shared Epicurus’ recipe for a good life. The link is to a lovely article with snazzy pics of Paris Hilton. The article is worth your time – it describes an antidote if you find that external success fails to lead to lasting satisfaction.

The philosopher’s antidote

  • Five true friends, that reinforce inner values (not the external values of city living)
  • Self-determination by escaping the tyranny of corporate serfdom, regardless of financial cost
  • Daily time for quiet reflection, ideally with low-intensity exercise in nature

It’s an interesting list because most of us will lack one aspect of the troika. In my case, it takes effort to say “yes” to social interaction.

As well, we are usually attracted to people that have external traits that we wish to emulate. This can be a good thing…

  • A politically-connected friend making us feel gratitude that we don’t have the duties that come with being a very important person.
  • A healthy friend inspiring us to start a streak of daily activity.
  • A champion friend inspiring us to persist a little longer at a difficult task.

I have different pals with all of the above and, when I’m at my best, they reinforce good traits in me.

However… I’ve also noticed that my most human, and occasionally screwed up pals, can leave me feeling grateful, useful and valued – three traits that have a strong link to personal happiness.

So while the need for pals is well known, I can lead myself astray. So it’s worth using my daily time to quietly consider…

  • Do I have five people to whom I can speak plainly?
  • Separately, who are the five people with whom I spend the most time?
  • How do those people make me feel?

Once I have insight, it’s up to me to have the courage to change.

Be brave.

Too Painful To Care

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Monday I wrote about driving energy inwards to improve myself, my marriage, my family.

Related to this lesson, I’ve noticed a habit of avoiding knowledge that conflicts with my core beliefs. This isn’t anything new – human misjudgment is an ever present topic. However, spotting my own misjudgments can make me far more effective.

Being effective, and making better choices, is a more important to me than avoiding change.

A story.

The Tour de France just finished and I didn’t watch any of it. My lack of motivation was unusual and I wondered why.

The legacy of cheating has been to make it too painful to care. In my case, that manifests in a lack of interest in elite sport. In the case of the wider public, there is an element of truth-fatigue. It’s too painful to discover the reality that underlies an obsession with winning.

I’m using sport as an analogy – it’s an easy one for us to feel, and see in others. Choose your favorite sport and you’ll find a tendency to overlook it’s short-comings. If you can’t see it then ask a foreign friend their thoughts (or simply a pal that likes a rival franchise).

The lesson for daily living is deeper.

  • A friend with Alzheimer’s
  • An elder with dementia
  • A sexually abused child
  • A partner that defrauds the community

In these cases, we will feel a strong urge to “give the benefit of the doubt” to whatever causes the least pain. We will default towards inaction and strongly avoid information that compels us to face pain. I feel avoidance strongly in myself – it’s taken many setbacks for me to overcome.

One of the best lessons of hospice is that freedom lies on the other side of fear. Hospice lets me “be with” my fear of death/disease and feel grateful for today. Gratitude is powerful medicine to carry around inside.

Hospice is “easy” – it’s quiet and I’m not expected to solve anything. My home on the other hand… is often loud and I’m in charge. Maintaining serenity in my own house would be transformative for me, my wife and my kids.

So I look for small, daily, opportunities to practice equanimity:

  • Reading a conflicting viewpoint
  • Avoiding “justified” disappointment in a friend
  • Letting a commute unfold without battling my fellow drivers
  • Not playing into a negative emotional pattern with a spouse, child or myself (!)

Overcoming the smallest things, closest to us, can be powerful.

It takes courage to face pain.

Be brave.

Scope Lock

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It’s easy to let short-term news dominate our thinking.

  • Children killed in war
  • Lost airplanes
  • Destroyed airplanes
  • Crashed airplanes

With death, in particular, I was curious.

I asked Google, “How many people die, per day, in the world?”

Google replied, “about 150,000.”

Per DAY.

That helped me put my obsession into context.

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Realizing that my thoughts are largely wasted can create cognitive dissonance.

…but it’s awful

…I need to care (to show I’m a kind person)

I ask myself, ‘is linking worry to goodness effective?’ In my life, worry makes me anxious, not compassionate.

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Here’s what I’ve noticed in myself. There’s a hidden cost to obsession with others.

The more I focus on seeking to change others, the less energy I have to change myself.

What one thing, if it happened, would change everything?

In my case, kindness through daily action in my own house.

Beware of feeding what you want to leave behind. In my case, fear – anger – anxiety.

Minimum Effective Dose

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gordo_crunchMinimum effective dose is a concept popular in athletics. The first time I heard about it was through Joe Friel.  I think Joe defined it as, “the minimum dose of the most specific training to achieve the goal”

Contrast this with my (historical) default strategy of “a little more than the maximum dose that my life can possibly withstand.” At the time Joe shared his observation, I was trying to train about five-hours per day!

Last winter, Monica started doing mini-walks when the kids were napping. We live on a hill and she’d powerwalk a quarter mile up, then a quarter mile down.

For a guy that used to aim for five hours of exercise a day, a half mile walk is a “why bother” level of activity. I’d sit at my desk, watch her leave and ask myself, “what the heck is she doing?!” At the time, she was knocking out 45 miles a week on our treadmill.

I was in a depressive funk and, perhaps, the mini-walks were her way of showing me the value of something rather than nothing.

Well, it worked. I started my mini-walks and they turned into some of the most pleasant time of my day. I moved through my funk.

The medical literature that I read is mixed on the value of exercise beyond about an hour a day. However, the value of movement (across a day) gets universal praise.

You can expand this concept beyond walking.

  • My relationship with my kids
  • Getting more efficient with my spending
  • Moderating my consumption of chocolate, beer or wine
  • Creating an ability to give a nice “no thanks”
  • Building a key relationship

A self-directed life comes from a habit of incremental change (but I have to constantly remind myself that the little things are worth it).

Scoundrels and Rascals

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When I lived in Asia, I was taught that desire is a necessary component of deception.

My desire to “be right” often leads me right back to another deception.

Some tactics follow that might help you avoid trouble with rascals that, truth be told, are often entertaining.

They Might Be Right – I get a guaranteed laugh when I tell my wife, “I might simply be different.” She smiles, “yes, babe. You’re different alright.”

When would the other person’s course of action be right?

If we live long enough then we are almost certain to find our present selves holding different opinions from our younger selves.

The Message Not The Messenger – we share a curious desire to bring down others and a glee in catching people being naughty. My opinion of a person can prevent me from learning from them.

What can I learn from this person? this situation?

Turn People into Adjectives – when I’m locked on a person, it’s far more useful to drill down to a description of what’s triggering me.

Think about a person that’s disappointed you and dig, dig, dig… until you move beyond the person and arrive at the behavior. There is always something inside of me that’s being touched by, what I believe is, an external trigger.

Let The Situation Move Away – hands down, the most useful thing I realized. Nearly all my “problems” move away if I stop feeding them. Usually the best course of action is to chill out and let my problems leave on their own.

This doesn’t mean that I support the injustice that I see. I means that I acknowledge that my most effective antidote is being just in my own actions.

Turn problem people into adjectives and correct their behavior in myself.

  • Honesty
  • Courtesy
  • Reliability
  • Kindness
  • Gentle
  • Loving

A Fiduciary’s Reading List

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I’ve completed William Bernstein’s recommended reading from his eBook, If You Can.

The reading humbled me. With a 1st Class degree in Econ / Finance, and 20 years experience in international investing, I was left feeling intellectually arrogant and ignorant. Each of these books challenged my beliefs while explaining financial history.

I’d recommend making these books compulsory reading for your advisers and key family members.

Good people can be found in the field of finance. I appreciate the significant time that each of the authors spent to educate willing readers.

The Millionaire Next Door – introduces the key concepts of wealth, saving, investment and taxes

Your Money & Your Brain – a solid summary of the latest on behavioral psychology as it relates to finance and investment – why I will always fool myself

The Great Depression: A Diary – an inside look at what it is like for a conservative, professional family to live through a depression – 2008-2010 was easy compared to the 1930s – could your family survive on minimal income for multiple years?

All About Asset Allocation – the early chapters were the most useful – simple explanations of the role that volatility plays within a portfolio – reading this book, you’ll be tempted to seek the perfect portfolio mix – my decision has been to keep it simple

Common Sense About Mutual Funds – a wealth of information – Bogle picks apart the industry by making his case for simple and low-cost investing – the book makes one wonder how brokers and financial advisers can sleep at night – readers will learn about the industry structure that silently fleeces its customers

Side Note: if you worked in finance from 1980 to 2000 be sure to adjust your brilliance for volatility and leverage using Bogle’s updated charts. We had one heck of a tailwind. Humbling!

How A Second Grader Beats Wall Street – don’t be fooled by the child-like title – this book will save your family tens of thousands of dollars in fees and taxes

Devil Take the Hindmost – a history of financial speculation – hedge funds in the 1860s & derivatives in the 1600s (!) – as Taleb says, we’re never going to get rid of greed, the challenge is to build the system so the greedy don’t inflict suffering on the good

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To Bernstein’s list, I’ll add Estate & Trust Administration for Dummies – a good primer to get you thinking outside of your own self interest.

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If you are in an advisory, or trustee, relationship then tick off one book per meeting with your professional team.

Read a book, take notes and discuss how the book impacts your family (or your firm).

Challenge yourself with exposure to the best ideas available.

Studying new approaches can be painful but we all benefit from a bit of cognitive dissonance.

Conversations With Hollywood

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Yankee Doodle Lake

I have a friend that is a Hollywood producer and is willing to visit me in Boulder.

Hollywood, LA, TV… it’s a long way from the life that Monica and I have chosen for our family. I knew that there was something I could learn.

HollywoodWhat’s good about living in LA?

The two best things are the wealth of opportunity and the diversity of humanity with whom you can work.

In a sentence, my pal summed up the benefits of working internationally.

Being social creatures, we all share a bias towards our “in-group” – whatever group that might be – gay, straight, white, hispanic, Chinese, Malay, athletic, Jewish, firm, family, team, tribe… you name it.

My pal placed his family right in the middle of one of the most diverse places in the world.

Snacks

What’s your secret?

Young people that experience significant success are often asked their secrets…

Never underestimate the value of luck

It’s takes uncommon self-awareness NOT to attribute success to individual skill. As a young man, I lacked the humility to see the massive tailwind that led to success.

Above Ten Thousand FeetGratitude

Over the last few days, we spent 20 hours riding in the mountains.

However, at the start, only one of us could truly see the view! He’s raving about the beauty of the scenery, posting up on Instagram and smiling from ear-to-ear.

At first the little voice in my head is going, “of course it’s beautiful… you frickin’ live in LA!”

However after a dozen hours, I realize that I’ve been infected by his relentless positivity.

A deep happiness combined with a genuine desire to understand my point of view. Highly addictive!

Big Air

Think big, you have nothing to lose

You’ll never find out if you don’t try. Being an inspirational figure, my buddy implores… “you MUST try.”

Keep trying until you fail – that’s the only way to learn that failure isn’t fatal.

The picture above shows that he practices what he preaches. One year into riding his mountain bike, he can crush me on all technical terrain.

I was schooled, and impressed.

Rest StopTurning the tables, he asked me a question, What’s made a difference?

When I listen to people talk about their lives, I’m impressed by the quality of their (largely unconscious) thoughts.

We share moments of deep insight. However, and most certainly in my own case, insight is brief and fleeting!

The dark periods of my life spur a desire for change. In my early 30s, I realized that I had nothing to lose, wrote down my insights and started to make small change a habit.

It takes a while but, like compound interest, 14 years of (mostly) good decisions add up.

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Thanks for the visit, buddy. I hope we meet again but, even if we don’t, I’m grateful for our time together.

Passing The Starbucks Test

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A buddy shared that he’s close to passing the “Starbucks Test” for financial security.

He’s spent many years living below his means and is close to reaching the point where he could maintain his lifestyle, while earning minimum wage. The nearing of goal achievement is making him nervous.

Career inertia, spending and debt can conspire to make us believe that we have no choice but to continue.

I’m happy for my pal and remember how the realization that I could live on far less, was a sad period. I was free and couldn’t blame my circumstances.

My choice was to leave a conventional life behind. I spent close to ten years “having fun” and doing what “I” wanted. There’s a lot of conditioning that tells us that self-indulgence is the secret to happiness.

It might be! Those were good years. However, things change and eventually, I was left with a question (along with my three children)…

What’s the best use of the time that I have left?

Are you doing your life’s work?

If not then change slowly.