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True Strength

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One of my coaches, Mark Allen, made the observation that to get our race in order, we need to get our lives in order. Racing, like any other form of stress, can strip away our filters.

Mark’s advice is an example of an athletic lesson with a wide application into everyday living.

We share a desire to be strong. This desire is expressed by building up and adding to one’s self.

  • Adding size through muscles, bulk, heels, boots
  • Adding tension from taking on obligations
  • Adding palmares from victories
  • Adding possessions and external signs of power

I’ve done it all: cowboy boots; academic honors; powerlifting; fancy cars; big houses; jewelry for my wife…

Adding, adding, adding.

The list above is about our external life. Building up is a projection of strength, but it isn’t true strength. I think Mark is pointing us towards something that might become resiliency. An integrated life where we are in harmony with our external projection and OK with all aspects of our experience (strong/weak, happy/sad). This harmony lets us cope with the tests of our races (and lives).

Perhaps you’ve had a situation where you tell yourself to be “strong” but a more accurate description is a fear that our inner storm might show through. Having completely fallen apart a few times, isn’t that big of a deal. I don’t want to make a habit of it but I also don’t want to spend my life holding tight and letting the pressure build within me.

When tired, when grieving, when sick, when stressed… life has a way of stripping our filters away.

But how can we process our inner life?

  • Exercise works well for me – moderate effort, repeated movements
  • Others prefer meditation – cultivating stillness and observing one’s mind
  • Many find the combination of breathing and movement in yoga to be effective
  • Thrill seekers tend towards extreme risk and peak experience – works for them but doesn’t work for the larger goals of my family

If we keep peeling away our layers then we might find that the joke is on us.

Why?

Ultimately, every individual unravels.

It can be terrifying when we bump into this reality. You may have experienced this fear through the death of friends, parents and grandparents.

Ultimately, we might find comfort in defining resiliency in terms of something larger than ourselves – family, legacy, lineage, tradition.

Cultivate courage by staying open towards little fears.

Free My Mind

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monsyWhat’s the difference between knowledge and wisdom?

Time, perhaps.

My friend, and his father, are both surgeons. The older doctor shared that ‘half of everything I learned, turned out to be wrong.‘

When I think back to my formal education, a good chunk appears to have been wrong. Of course, studying economics in the 1980s gives one an edge in the search for academic humility.

Why does this matter?

Knowing that most my knowledge will prove meaningless helps me decide where to focus thought. Some questions that I ask myself when I’m wound up…

Could I be having this discussion 10, 100 or 1,000 years ago?

– Nutrition, exercise protocol, the body fat percentage of myself and friends… All are recent phenomena. Not worth devoting much share of mind towards.

– Living well, meaning, time allocation… These questions track back to the ancients.

How long has this problem persisted?

– I love this question with regard to young children. They have been a challenge for parents across thousands of years. My odds of transcendence are long!

Under what conditions is the opposite opinion correct?

– This one is a loaded question because, once you realize that there’s always a situation where the opposite applies, it’s easier to develop tolerance for those who oppose us.

Am I sure?

The benefit of experience is that I’m not sure about much. However, there is a small list of traits where I am quite sure.

Quarterly Review

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boat2Completed my quarterly review last week and wanted to pass along a few observations that could save your family money.

My default stance with personal expenses is “stay variable.” Renting, rather than owning is a good way to live. In-and-out of a property costs you a minimum of 15% of the gross capital value and being tied down geographically reduces your human capital.

That said, the best deal that I’ve done in the last few years was the purchase of my current house. It’s a half block away from a great public school and my mortgage/taxes/insurance cost me 65% of my owner’s equivalent rent. While I have a large amount of equity tied up, it’s increased 30% in the last two years (see – how I value real estate for a calculation method).

Three factors dominate my cost-to-own being less than my cost-to-rent:

Mortgage interest rate – these remain historically low. My rate is fixed for another 28-years – a valuable asset for my young family.

Cost to insure – Ten months ago, I realized that my home was grossly over-insured. As part of a 2nd mortgage restructuring, my place was appraised. I used the appraisal value to get a more realistic level of insurance in place.

Local Taxes – In 2013, the county reassessed my property at a 30% increase in value. I reviewed the county assessor’s website, pulled together more appropriate comps and requested a do-over. The assessor agreed with my comps and cut my taxes significantly.

The above, combined with an incorrect escrow calculation, means that my monthly payment has been resetting downwards all year. Starting October, I’ll be paying 20% less than two years ago.

The lesson is to be pro-active with checking the components of your mortgage payment. It takes times to get things right but there’s likely money to be saved. Everywhere I poked, I could save money.

Be patient with property purchases – great conditions happen once a decade and it’s nearly always better to wait.

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In my portfolio, three main adjustments:

  • Sold US Equity Index to rebalance and raise funds for a property deal. This came out of a taxable account and I’ll pay CGT on the sale. Normally, I’d avoid the CGT but the account is a minor custody account that we’ve decided to spend on the kids before they’re 18.
  • Exchanged International Bond Index for US Bond Index to simplify my portfolio, lower my total cost and because the fund manager wasn’t able to convince me of any benefits of the product. Non-taxable exchange.
  • Staying the course with asset allocation ratios but will tweak if I sell an investment property.

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Our long-term care insurance provider increased Monica’s premiums by 45% so we dropped the policy. Due to my cycling, it will be a tougher decision if they seek the same with me.

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Our largest discretionary expense is preschool and childcare. We started tracking this weekly and comparing against my spouse’s gross income from working part time.

  • This calmed my mind because it showed that we were more in balance than I thought.
  • It gave us a weekly snapshot of how we were doing with cost control.
  • It showed us the trade-off between more work and more childcare.

 

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Overall, we keep chipping away at making our family a little more efficient each month.

It Wasn’t Good For Me

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gnomeA number of my pals triathlon’ed from Vancouver to Calgary over the last two weeks. They did the journey as part of something called Epic Camp and I highly recommend Scott Molina’s blog about the trip. I’ve been chuckling along as the crew drill themselves daily across the Canadian Rockies.

In reading Molina’s diary of their adventure, I’ve been feeling three emotions…

Joy that Scott is able to keep on trucking. The guy’s 54 years old and he’s still able to love training at the edge of human endurance. Epic Camp is about the mental component of performance and Scott personifies joy from suffering.

Continuing amazement at what people can accomplish. It’s tempting to put ultra-athletes into a separate category as genetic freaks. The reality is most ultra-athletes are fairly normal physically. The differences arise in their capacity to embrace obsession and the way they experience fatigue & suffering.

Finally, I experience a deep sense of gratitude for my life in Boulder. When I was living my life of extreme athletic performance, I couldn’t see the cost of my status quo.

By the way, lots of people talk about the health risks of extreme exercise. I think that you are right but you’re missing the point. See the camp for what it is… a binge. I’ve always enjoyed a good binge. It’s something I need to watch. Also, so long as you don’t go banana’s with the running, the main short-term risk (to your kidneys) is limited.

Scott knows, and shares, the requirements for athletic success. He’s far more open than any other triathlon writer, myself included.

What’s yet to be published is the total reality of seeking our ultimate triathlon potential. Outside of triathlon, Sam Fussell gave it a shot with bodybuilding. His book, Muscle, is an entertaining account of the life of a full-time amateur (AKA a life similar to most tri-pros). Leaving the extreme drug use to one side, the parallels with my life are many.

I’ve often wanted to write the “whole truth” about my life. I’m most open with the non-racing spouses of my training pals. They know enough about my world to be entertained but aren’t so invested that I challenge their identities with my observations.

I looked deeper into my motivation and saw a desire to protect my children from my near misses. However, my children’s obsession is certainly going to be different than my own and they will resent being told what to do by their, ultimately, sixty-something father.

Here’s where Sam’s book comes into it’s own. The hero in Sam’s book is his mom. She keeps the lines of communication open, accepts Sam for who he his and frees him to change his mind on his own timetable.

As we ascend to the top, we can lose the goodness of our youth. It’s no accident that the highest-achievers had very difficult childhoods. It’s a rare person that becomes more kind under extreme stress – at Epic Camp, Bevan James Eyles is the best example that comes to mind. He was always part of the solution. The rest of us acted like wolves, or hyenas.

What helps everyone is encouragement to hold onto a piece of goodness and stay open when the little voice says, “this isn’t good for you.”

…and while I have no idea who is doing the talking… I know that following that voice has led me to a wonderful life.

Lex

Managing My Inner Game

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As a coach, I have come to realize that a number of my athletes rely on exercise to manage their mental health. I have asked the question…

If daily exercise is a requirement for your mental wellbeing then should we consider if extreme exercise is appropriate for your long-term health?

It’s worth noting that I’ve yet to have a top athlete answer my question with a “yes, we should!” While my pals haven’t answered this question, it’s something that I’ve addressed with choices in my own life.

High-profile athletes, and coaches, can feel the urge to fly-the-flag for extreme exercise. Because of the prestige given to “winning,” it takes courage to walk away from fame, winning or vanity => even when these things are unhealthy for our inner lives.

What calms my inner life and leaves me feeling satisfied?

My list:

  • An outdoor workout with 10-20 minutes of elevated HR
  • Time with my spouse
  • Picking up litter
  • Doing something that other people find too difficult
  • Helping other people
  • High-quality coffee or tea

My list reminds me that much of my spending is wasted.

In my life, the only thing that trumps exercise is sleep. I need to get my sleep AND I need to protect my sleep. I protect my sleep by:

  • Waking up each morning
  • No late naps, late nights, late coffees, late work sessions
  • Removing people and situations that cause me to lose sleep

I’m fortunate with the ups and downs of my moods – I don’t have the extremes that follow some of my pals. My swings are moderated by a lifestyle that gives me frequent top-ups and helps me avoid spiraling downhill. I wrote about downhill triggers here,

It usually takes multiple injuries for an athlete to be open to considering their role in creating their life situation. More normal, is gratitude for a return to training. Be aware when you are in a rush to get back to the pattern, and mental habits, that hurt you.

It takes courage to change our approach.

Be brave.

If I Owned Ironman – 2014

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mongoIn a recent interview, the WTC noted that they didn’t know what would happen if they concentrated prize money and couldn’t figure out why athletes would want to be pros.

Why race pro?

In a word, STATUS.

Being a professional athlete is a high-status occupation. It is certainly better than saying you earn less than minimum wage and train all day.

The WTC noted that they have ~1,100 professionals in their ranks.

Here’s an idea:

  • Self-sanction your races
  • Harmonize the rules across your events
  • Take over elite accreditation (use a points/performance system based on WTC events)
  • Charge the pros $1,500 per annum for their “pro card”
  • Role 90% of those proceeds into The Race For Kona => $1.5 million bonus pool
  • Allocate points to the events that you want to promote => have the host cities bid?
  • Pay the bonus pool 50 deep (100 total) => no net cost to you, or your best athletes

What to do about Kona?

You only need 25 men and women (50 total) to have a great race.

How about:

  • Last year’s winner (1)
  • Regional winners (4)
  • Top 15 out of the Race To Kona Competition (pulling the pre-qualified 5 out for qualification, but not for cash bonuses!)
  • Five wild cards (once you are self- sanctioning, you can invite anyone you want – past tour winners, decathlon Gold medalists, up and comers, Olympic medalists) => every year there will be a ton of fan interest, debate and complaining. Great for the brand.
  • Every pro that finishes gets a check for $5,000, minimum.

Concentration of money

You said you don’t know what’s going to happen when you concentrate $5 million worth of prize money into a reduced number of events.

I’ll give it a shot.

  • Say there are ~20 top women world-wide => $125,000 per athlete
  • Say the number increases to ~50 for the men => $50,000 per athlete

Most of those folks should be able to set up a bonus deal to double their winnings – so $100,000 to 250,000 per top athlete. The male / female money dynamic is an interesting one. Top women earn more in WTC-triathlon.

A decent wage for exercising all day and the best-of-the-best will be on close to $500,000 per annum.

Sounds a lot like cycling.

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As for what happens when we concentrate large sums of money on young people… that story has been playing out since the 1960s.

I’ll honor the first rule of Fight Club and leave what I know unsaid.

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You can find my Ironman thoughts from April 2011 here.

Hometown Hero

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820My buddy, Justin Daerr, won Ironman Boulder this month. Even bigger, the ladies at my health club have started chatting about him!

He’s truly made it.

Not many people make the transition from average to champion. I was along for the ride.

epic_konaIn October of 2004, Justin came out to Hawaii for a camp that we were hosting. He had a big week of training and finished third in his age group in Kona. I didn’t know it at the time but October 2004 marked the high-water mark of my athletic career.

hawaii_run18 months before that camp, Scott Molina asked me, “What if that’s it?” At the time, I replied, “There’s always more.” Scott was a little early with his question but it was a good one.

What’s next?

After Justin became really good, he put in another 10,000 hours to become great. It’s the profile of a clean athlete, many years of plugging away. No quantum leaps.

runI like to focus athletes on 1,000 days of effort. After 1,000 days, of racing pro Justin was going far faster but didn’t have a whole lot to show for his efforts. He was a long way off the top athletes and, like me, only competitive over long distances.

The link in the paragraph above shows J’s results. He was speedy for a long time. Thing is, everyone else at his level is speedy too! Eight years of consistent sub-9 Ironman times. That’s really fast, for a very long time.

How do I measure my return on investment?

…is a question we should ask

…especially about time we will spend

Absent conscious effort, we will default to the values of our community. My athletic community values vanity and victory. These values rule what I see around me and lead to athletic errors.

As a champion, expectations and self-image change. My champion pals, closer to my age, experience pain with the inevitable transitions that life brings. Whenever that transition happens, I hope Justin keeps what’s best from the last decade.

  • He was willing to inconvenience himself to do the right thing.
  • He persisted in the face of evidence that he might not make it – a good lesson for me to re-learn!
  • He never mentioned the slings and arrows that were tossed at him. Justin’s non-response made me a better person.

These are the good old days.

Remember to enjoy them!

Breaking The Chain

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Today’s title is the name of a book that was given to me by my coach. The book is about the impact of 100 years of choices in the sport of cycling. The stories will blow your mind.

The concept, of a continuous chain, is also a teaching in Eastern Philosophy. One aspect is that we can do good works when we DON’T pass along the pain we receive from another person. The gift of “not passing” is something that I practice at home.

FlagstaffA few years back, I made a decision to leave a group of friends rather than engage them over their cruelty of their language to each other.

I thought it would be more productive for me to change everyone’s names and write blog posts instead…

I’m laughing as I type that because it’s true. We all dig in when confronted directly.

Tips that help me be part of the solution for friends and family.

Statute of Emotional Limitations – I got this from Gordon Livingston. He recommends deciding on a statute of limitations for our childhoods. When we turn 25, 35, 45, 65 or 75… …we decide that we’ve grown up and we’re leaving it behind. it’s never too late to decide that you’ve grown beyond the slights of the past.

Young kids are fantastic teachers of this point. A baby holds nothing from her past. Even my three-year old, doesn’t retain emotion for more than a couple minutes. It’s a wonderful way to be and somewhat confusing to a father (me) that’s prone to holding a grudge.

Making time is a useful coping strategy if you’re prone to self-pity.

A favorite book is Tuesday’s With Morrie – Morrie is living with ALS and one of his coping strategies is to really experience his sadness each morning. Being completely sad for a few minutes enables him to live the rest of his day.

Recognizing Limits – there’s some stuff from my past that I might never get past. Some relationships that might never get sorted. Some episodes that will tag along for what remains of my life. I have a choice to own that reality.

Going further, in cases of abuse and trauma, the magnitude of the stress might have permanently rewired how we respond to certain situations. In my own case, just-the-right-mix can knock me off kilter.

As a result, I need to forgive myself for falling short of the idealized image in my head. Take fatherhood, at the end of a challenging shift with my kids, I might never be Christ-like, or tap my Buddha-nature, or whatever I happen to be shooting for at the time.

To deal with my shortcomings, it helps to think about the chain that led to me and understand that I’m going to leave a few loose ends when my time is done.

Lexi_PilotTaking a longer term perspective, my role is to move things along a little bit, not screw up and let my kids take the controls.

Some things take more than one generation to work through – that’s ok.

Be gentle with your short comings – simply try to do a little better.

Managing My Baseline

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As I’ve gained a better understanding of my mind, I’ve made micro changes to improve my daily satisfaction. Most of these changes involve reseting my baseline for expectations.

Two simple examples can be found in my approach to coffee and wine.

COFFEE

I was thrilled when Peet’s Coffee & Tea opened in Boulder. However, I noticed that my baseline quickly reset and drinking coffee elsewhere resulted in disappointment.

My ability to easily access “the best” increased my total dissatisfaction across a month.

What to do?

I switched my morning routine to start with a cup of CostCo brew. It’s a solid brew and gets me rolling.

However, a few months ago, I won coffee-for-a-year from Peet’s and get a pound of beans each month. So I started drinking Peet’s in the morning and everything reset again.

More disappointment resulted when, mid-month, we’d run out.

However, now I see my disappointment as a chance to reset and I anticipate each new month’s shipment.

Anticipation is a key part of pleasure – worth remembering that tip in relationships as well!

WINE

My senses of hearing, taste and smell are all below average. It’s an area, like my driving, where my self-assessment is more accurate than most.

When buying wine, I combine my known sensory deficit with a simple heuristic – never pay more than $15 for a bottle of wine.

This makes it easy for my pals to blow me away with their moderate vintages, has me drinking less and reduces my total annual spend on alcohol. All good results.

Like my three-year old son, I try to make myself easy to impress!

LAIRD HAMILTON

That’s Laird, Gabby and family above. My wife follows them on Facebook and mentioned that she thought they were a well-grounded couple.

All I could do was laugh and say, “Laird’s your baseline for a husband?!”

Apparently, Laird’s “a little soft” but that’s OK because he has three kids.

For some reason, Laird appearing soft didn’t make me feel a whole lot better.

Anyhow, exercising makes me happy and, perhaps, my wife was giving me a nudge to train more.

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Remember what I said about the coffee and the wine, it applies in every aspect of our lives.

Too much luxury can ruin our appreciation for the beauty of everyday life.

Take time to reset your expectations.

Five True Friends

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mooseThe Philosopher’s Mail is one of my favorite sites on the web. Happiness is a recurring theme in their writing, as is social connection. As your doctor can confirm, there is a link between social connection and health.

The good people at Philosopher’s Mail shared Epicurus’ recipe for a good life. The link is to a lovely article with snazzy pics of Paris Hilton. The article is worth your time – it describes an antidote if you find that external success fails to lead to lasting satisfaction.

The philosopher’s antidote

  • Five true friends, that reinforce inner values (not the external values of city living)
  • Self-determination by escaping the tyranny of corporate serfdom, regardless of financial cost
  • Daily time for quiet reflection, ideally with low-intensity exercise in nature

It’s an interesting list because most of us will lack one aspect of the troika. In my case, it takes effort to say “yes” to social interaction.

As well, we are usually attracted to people that have external traits that we wish to emulate. This can be a good thing…

  • A politically-connected friend making us feel gratitude that we don’t have the duties that come with being a very important person.
  • A healthy friend inspiring us to start a streak of daily activity.
  • A champion friend inspiring us to persist a little longer at a difficult task.

I have different pals with all of the above and, when I’m at my best, they reinforce good traits in me.

However… I’ve also noticed that my most human, and occasionally screwed up pals, can leave me feeling grateful, useful and valued – three traits that have a strong link to personal happiness.

So while the need for pals is well known, I can lead myself astray. So it’s worth using my daily time to quietly consider…

  • Do I have five people to whom I can speak plainly?
  • Separately, who are the five people with whom I spend the most time?
  • How do those people make me feel?

Once I have insight, it’s up to me to have the courage to change.

Be brave.