On The Occasion of My 10th Wedding Anniversary

car_shotSome reflections on relationships.

Love will make your spouse more beautiful but remember that kindness is more valuable than beauty.

Working on myself has proven more effective than working on my marriage, my family or any other person/project in my life.

A valuable step in making myself suitable for marriage was getting myself to the point where I was comfortable being alone.

I couldn’t offer myself to others until I was comfortable with myself.

Gradual self-improvement is the journey.

ACT as if you remember why you wanted someone in your life in the first place — to share common experiences.


Thank you for helping me achieve everything I need in life. I reviewed my notes from the last three years and, together, we’ve achieved everything I wanted. So nice to be able to share my journey with you.

Love you, babe.

Fatherhood: Giving Myself A Break

disneyDuring the school year, my son and I have a routine. When I come back from my afternoon workout, he takes a bath while I have a shower. It’s a win-win-win as the two of us end up clean and my wife likes a fresh family.

Last week, as I was heading out the door for date night, my son asked me to help him get clean.

One of my reactions was fear.

  • Fear that if I gave into this request then I’d never get out of the house.
  • Fear that if I gave into the request then the requests would never stop.

Fortunately, I was able to pause before I acted on my fear.

While pausing, the thought arrived that I MUST break this pattern of behavior in my boy.

What pattern was that?

Loving me, or wanting to spend time with me? 😉

Pausing a little more, I thought about everyone in the situation.

  • The Sitter – being left with a dirty, unhappy four-year old
  • My Wife – sitting outside, content with her apps
  • My Boy – wanting his dad to spend time with him
  • Myself – feeling a wall rising inside me as I’m tempted to close out my son

I sent my wife a text that I’d be a bit late, enjoyed giving my son a bath and everything worked out fine.

+++

I share this story because it highlights a dangerous habit that is easy to create.

Closing my inner life because I’m scared of future demands.

If you look for this pattern then you will see it everywhere.

  • Gifting – refusing to help now, to avoid being asked later
  • Parents – giving into the desire to break the child now, to “help” them later

Inside me, the habit feels like a form of revenge.

I’ll turn away from you now, because that’s “easier” than having to say no later.

Looking deeply, I’m the one that is hurt by this habit (and I’m robbing myself of the feel-good benefit of being a nice guy).

Harsh people think their hardness is a long-term favor to the people in their lives. They probably learned this habit in a difficult childhood.

My heart tells me that I’ll be OK with the risks of staying open to the people in my life.

Be brave.

Effective Wealth – Legal and Strategic Considerations

alvinIn my first piece on effective wealth, I laid out…

  • Individual wealth => 5 to 10 years cost of living
  • Generational wealth => 10 to 25 years cost of living
  • Multi-generational wealth => 25 to 40 years cost of living
  • Surplus (excess?) wealth => beyond 40 years cost of living

We hold our individual wealth in Living Trusts – these have the benefit of being fully revocable (assets in and out easily) and transparent to the IRS (easy for taxes and administration).

TIP – five years cost of living in a debt-free balance sheet will change your life and make you far less susceptible to corruption and influence. Once you hit ten years cost of living (in a debt free balance sheet) then you should consider cutting expenses and working part time. At a minimum, 5-10 years worth of wealth should trigger a sabbatical to consider personal wellness and how you allocate time.

Generational wealth is held in an irrevocable Grantor Trust that benefits my spouse and kids. I can’t get the assets back nor can any creditor or petitioner. In my lifetime, I retain the obligation to pay taxes on the trust as well as the ability to swap assets in/out for fair consideration. Admin is about the same as managing a partnership/LLC with similar assets/earnings.

TIP – once you are nearing 20 years cost of living in a debt-free balance sheet you are close to the breakout point where you can stop working, forever. Now is the time to shift towards personal wellness!

Multi-generational wealth – this is small part of my family balance sheet, because I followed my advice at each of the above segments. We use a Private Trust Company (in a state without income tax) that oversees a trust that benefits my descendants. We also use 529 (college) accounts.

TIP – the first time you realize that you might be making money for your adult children STOP and undertake a life review that focuses on how you allocate time and personal wellness.

+++

What does all this cost? Charging market rates for my work, I oversee the structure for less than $5,000 per annum. Living Trusts/Will were $5,000 to set up. Grantor Trust was $5,000. Private Trust Company and Family Trust was $10,000. These are Boulder, not New York, rates.

How does this give you peace of mind? My personal assets are the smallest of any adult in my family tree. By value, I own less than 1% of the above structure. I am free to give my family the gift of service.

I’ve said what needs to be said.

I’ve done what needs to be done.

I’m free to focus on loving those that love me.


 

The legal and tax consequences of an error in your family structure can be severe. Take expert, local advice. Nothing on this site should ever be considered professional advice.

Parents Suffering From A Lack of Enjoyment

dinoOver Mother’s Day weekend, I put in a 16-hour shift with my kids (6, 3 and 2).

On my big-daddy-day, the rage and anger that would well up inside me, were exhausting. Mother Nature has done a good job attuning my hearing to the whines of my preschoolers.

Why can’t they just get along?!

For the most part, I have enough skill to avoid pointing the anger at the kids, my marriage, the situation or other people. However, I will stipulate to yelling in the car around 12:45pm last Saturday.

My big-daddy-day showed me that I would certainly crack – the only question is how quickly.

It also showed that I’m doing a lot right.

+++

Since our first child arrived, I’ve noticed that my wife is only relaxed when we’re out of the country. I had years of similar suffering, always carrying the trauma of parenthood around with me. More on that here.

Saying that my wife’s trauma strains our marriage would not be true. We have a fantastic marriage.

However, it is difficult to watch the suffering of a person we love.

When I listen to parents, I hear their disappointment.

I wish I could enjoy my time with her.
I wish he would listen to me.
I was so angry at myself (for being angry with her).

Insight came from asking myself…

Are we supposed to enjoy things all the time?
Are kids supposed to listen all the time?
Is reasonable to expect an absence of anger in this situation?

My friend, Justin, wrote a piece about racing triathlons. He pointed out that nobody expects life to be nothing but green lights. However, novices sometimes expect everything to go their way on race day. When an inevitable setback occurs, they start a downward emotional spiral.

Perhaps you’ve noticed this pattern with your preschooler?

You can do yourself, and your community, a great service by breaking the chain of this sort of thinking.

How were the kids?
They were age-appropriate. We are very lucky to have three healthy children.

How are you doing?
I am tired but I’ll be fine tomorrow.

The lesson of my big day was how easy it would be to lose myself and fall prey to the seeds of anger, rage and resentment that live in each of us.

I took my wife out for Mother’s Day dinner and shared:

Someday the kids are going leave and we will be left alone.

Our marriage is what we want to endure.

We don’t serve the family by becoming casualties, ourselves.

Elder, Mentor, Adviser

foxy_ladyMy youth, my 20s and my 30s were characterized by a lack of charm.

Fortunately, I had some habits that smoothed the waves I left in my wake!

What habits smooth relationships?

  • I’m on time
  • I do what’s asked of me
  • When I can’t do something I tell you
  • I express myself clearly

If we invert those points then we arrive at a list that will ensure you move away from success…

Chronically late, inability to complete simple tasks, no/slow replies and indirect communication.

+++

About clear communication… it takes trust to have the courage to speak clearly and directly.

It also takes emotional depth to be able to receive honest feedback.

Two things that I’m working on here:

  • Be conscious of my effect on the world
  • Stop when I am triggered and search inwards, rather than attack outwards

+++

I was chatting with a member of my family council about the best fiduciary we know.

What makes our friend outstanding?

It’s not his capacity to execute, his technical knowledge or his connections => all of these are excellent.

He has three characteristics that are rare to find in a highly competent individual:

  1. The ability to sit, listen and observe
  2. The capacity to entertain points of view that are outside his preference and training
  3. A willingness to inconvenience himself to do the right thing.

+++

I’ll share with you that my idea of active listening is forcing my mouth shut while I struggle to hold a list of “to do” items in my head. When a gap appears in the conversation, these pour out of me.

Like me, you might be prone to the mistaken belief that you have to fix every thing you touch.

My friend, a world-class non-executive director, is effective by listening, considering alternatives and being open to small acts of assistance.

Becoming Mommy

Inbox HellWhen your inbox starts to look like this week’s picture, you might wonder if there’s a better way to serve your family.

Having made a shift away from the corporate world, I thought that I’d share what you can expect.

Manage Your Expectations – give yourself 1,000 days to get the hang of your new role. Today, my daughter calls me her Second Mommy but we didn’t always have that sort of relationship.

Don’t Expect A Thank You or a Favorable Performance Review – in the corporate world I loved tests, projects and feedback. They were objective measurements of how great I was doing. You won’t be getting any of that kind of feedback from your preschoolers. Measure success via hugs and I-love-you’s.

Learn To Support Your Spouse & Others – you’re going to need a lot of support. Get support by letting your helpers know that they are essential and appreciated.

Here are some lead ins…

  • Thank you for XXXX, you really made a difference.
  • I think you did a great job when XXXX.

If you are working parent then make a habit of using the above, frequently, with your spouse.

Schedule Your Self Care – the equivalent in the corporate world is “there’s always a good reason to skip a vacation.” If you struggled to unplug at the office then be wary of thinking that every action of your child is your domain. Schedule your self-care in your diary => I’m ruthless with sleep, exercise, date nights and alone time in silence.

Keep More Help Than You Think You Need – from six months BEFORE our first child was born, I have been pushing my spouse for additional childcare. She’s resisted me every step of the way. Even if you think you don’t need help, your spouse needs support. Childcare supports a healthy long-term marriage. This is an area where women can do a better job of supporting each other. It’s OK for a mother to ask for help with her children.

Engage Your Mind – I need to engage my intellect (in something other than preschooler conflict avoidance). My method is reading and the challenge of trying to write a world-class blog. What’s your strategy?

When I explain my life to people, they often say, “I could never do that.” Mainly because their children trigger anger and unresolved personal trauma. Own your fears and face your difficulties. Overcoming personal challenges is what creates a life with meaning.

Stick with it.

Don’t retaliate.

Too Kind Too Generous

ax_and_bellaHow do you deal with someone telling you that you’re too kind or too generous?

What if the person telling you is your inner voice?!

I wasn’t sure how to handle, so I went for a bike ride to consider my alternatives.

Riding along, I laughed when I realized that people never tell me that I’m too kind to them, only too kind to others.

A little later, I laughed again when I realized that I seem to have everyone fooled. My too-kind-too-generous strategy is solely in my self interest.

So, rather than get grumpy. A better reaction is to share that…

You are a good person.

Remember that my capacity to help another person isn’t limited to them. It’s how I treat you.

+++

I looked a little deeper and considered the times where I felt that life was giving someone else too much of a good thing.

These feelings are related to the difficulty that I can have with other people’s success and happiness.

I realized my criticism was flowing from a fear that there wasn’t enough for me.

+++

I’ll end with a song that my son learned when he was two-years old.

The song is called Magic Penny and this is my favorite part…

Love is something if you give it away,
Give it away, give it away.
Love is something if you give it away,
You end up having more.

It’s just like a magic penny,
Hold it tight and you won’t have any. 
Lend it, spend it, and you’ll have so many
They’ll roll all over the floor.

My children are excellent teachers.

Wealth Habits – Aspirational Spending

bunny_gGrowing up the following fell somewhere between normal and aspirational:

  • Private education from Pre-K through Graduate School
  • Winter ski vacations
  • Summers spent at a waterfront cottage
  • International trips to tropical and European destinations
  • Two family cars, bought new, every five years
  • A walk-in closet filled with wonderful clothes and shoes
  • A garage packed with the finest sports equipment

Depending on where you live, you are signing up for $3,000,000 to $20,000,000 of aspirational spending.

…and you haven’t bought a bag of groceries!

Is there another way?

Save half of your after-tax income until you have ten years living expenses banked.

Then cut your living expenses and work part-time, so you can…

  • Spend thousands of hours with each of your kids before they graduate high school
  • Live where you don’t need to leave
  • Encourage your family to actively participate inside your community, and outside your demographic
  • Cultivate inexpensive passions (mine are reading, writing, forest walking and cycling)
  • Share simple, local experiences with your spouse (love, holding hands, serenity)

Time & health.

True wealth.

True luxury.

My Five Best Friends

mountain_axIf you ask me what being a father is like then I might share that it is often horrible.

However, if you ask me to describe my life then I would assure you that it is wonderful.

I might follow this realization by making an attribution error of…

  1. horrible = kids
  2. wonderful = myself

I don’t think that I’m the only one making this mistake.

What’s actually happening inside my head when I’m feeling “horrible?”

Horrible doesn’t happen until I’m stretched and decide to label my fatigue.

If I am rested then parenting is fatiguing. I become tired by the effort required to improve myself.

Perhaps, I am creating habits that make the not-horrible aspects of my life wonderful?

I’m not sure, we all love a good story and I might be fooling myself.

For the last five years, I have been working on:

  • De-escalation
  • Yield Whenever Possible
  • Not-response
  • Redirection
  • Say What You Want To Have Happen

Other than the last point, parenting hasn’t come naturally to me. Taking stock, I ask myself…

  • Which emotional states did I reinforce today?
  • How do the people that are close to me make me feel?
  • Who is creating these feelings?

Change and Couples

balloon_hatI was riding with a buddy and he shared…

I’ve been the same guy since she married me. I don’t understand why she keeps expecting me to change.

I had no idea about my pal’s marriage so I shared my opinion of our relationship…

Well, you’re a good guy and I’m grateful for everything that you’ve taught me.

Later, I realized that I’ve been on both sides of the conversation many times.

The thoughts, of the husband AND the wife, happen so often they are a habit of mine.

My habit isn’t useful.

Here’s what I’ve learned about personal change.

When I’m resisting a person that knows me well, it is because there is a conflict between (a) the truth of what they are saying; and (b) what I think will make me happy.

An example from my past was a belief that a life of constant exercise and extreme nutrition would make me happy. This was true, until it wasn’t. When it wasn’t true any more, somebody pointing out that my family might benefit from an engaged father, more than a top athlete, could have triggered resistance in me.

An even more simple example would be if my wife pointed out that eating Pad Thai and drinking beer, didn’t appear to make me happier than eating salad and drinking tea!

In the above two examples, I figured things out for myself but there must be other areas where I continue to fool myself.

I pay attention because there is no trigger without truth.

++

Now, the other side of the conversation.

Placing my personal happiness in another person’s capacity to change is foolish.

First, because what I think changes from moment-to-moment!

Second, because when I pay attention to what causes true happiness within me… it has nothing to do with “you changing”, and everything to do with my own choices.

Easy to say, tough to realize.

The way I figured out the above, was to make my desires real by playing “I’ll be happy when…

  • Write down everything that will make me happy (once and for all) 🙂
  • Compare my happy-list to what’s happening when I’m really happy
  • Realize that I am constantly fooling myself

Teach my folly.