Lessons From My Divorce

2015-03-31 10.04.40The speed that people bring hate to a divorcing couple is surprising. It comes quickly and unexpectedly.

Having been through a divorce, I want you to know that the hate isn’t useful.

Getting divorced sucks, for everyone.

It’s worth remembering that nobody is enjoying the process, not even your soon-to-be-ex-spouse.

Your wise friends, knowing that nobody is having fun, will help you remove hate from the situation.

They will do this by listening, without knowing the answer.

They will encourage you to settle your differences with compassion for each other, and the rest of the community.

As for the hate…

When I find myself hating, it is a sign that my own actions are inconsistent my values. Hate is a sign that I need to make a change within my own life.

As for the divorcee…

It’s going to take years for the dust to settle.

After 1,000 days or so, you’ll be able to start the process of understanding the small ways that you might have contributed just-a-little-bit to the divorce.

Once you can see an area for improvement, start there.

Gradual self-improvement will lead you to a wonderful life.

Mommy Fatigue

As a triathlon coach, I warned my athletes about the risks of dumb-ass fatigue. I would encourage them to get tired the right way and eliminate habits of pointless fatigue.

Recently, I was at my son’s school for community night. Given that it would be rude to say “dumb-ass” in a room filled with preschool parents, I needed to tailor my language for the audience.

The fatigue in mothers appears deeper than what I experience as a father.

Mommy fatigue reminds me of man flu, which is something that must be experienced to be believed.

I believe you and I wanted to help the community.

So I asked a question…

Do I perform better when I am exhausted?

I shared my experience…

The most fatiguing period of my adult life was spending 1,000 days constantly carrying around the problems of fatherhood. I thought about my problems 24/7 and it was exhausting.

I offered an antidote…

It was impossible for me to transcend my thought habits.

It has proven to be far easier to replace my habits with something useful.

When you find yourself fixated on your problems, pull out your Facebook feed and meditate on pictures that make you feel happy.

Close your eyes and breathe in that happiness.

When your problems reappear, close your eyes for a moment and breathe some happiness into them.

I shared my fatherhood goals…

I realized that aiming for perfection was making me miserable.

My kids don’t need perfection from me.

How should I define achievable success?

Don’t retaliate.

Stick with it.

Aim low, keep improving and we will end up better than we ever expected.

Dealing with an Irrational Spouse

girlsA decade ago, I was working in Bermuda and went shopping with my girlfriend. She picked out a small container of strawberries for us and I nearly pooped my pants…

Eight bucks for strawberries?!?

My girlfriend is now my wife but I’ve held onto my tendency to sweat the small stuff.

In the middle of winter I was looking at all the exotic fruit in the fridge and asking myself how much all this cost. I came across a quart of chopped watermelon and nearly pooped my pants…

Ten bucks for watermelon?!?

While I haven’t learned, my wife has…

I’m grateful to be married to a man that can afford to buy ten-dollar watermelon and I assure you that your children and I are going to savor every single piece of it.

I share the script because the people in our lives that feel pain from spending probably feel pleasure from providing.

Her reply was brilliant.

While I have been doing more fruit shopping at CostCo, the pain from opening the fridge door has been replaced with pride from being able to provide the family with healthy choices.

This example has given me the courage to search for other “fruity” situations in my life.

Handling Criticism with Grace

2015-03-14 11.37.55

I was dropping my kids at school and overheard a conversation between a parent and teacher.

The parent was running through a shopping list of needs for her little one and explaining how the teachers had been falling short.

As I listened to the parent, I could feel myself digging in on behalf of the school and the teachers.

…don’t you know how long we’ve been doing this

…do you really thing you know better

…does any of this truly matter

Instead, the teacher listened carefully and let the parent talk herself out completely.

She replied,

Those are good ideas and I want to thank you for your patience with us.

Absolute brilliance!

The reply took the energy out of the situation and the parent was grateful that she was heard.

I took the “thank you for your patience” and have been working with it.

I use it with myself – stay calm be patient.

I use it with my family – I am working to improve, thank you for your patience

And, I use it when people offer correction – those are good ideas and I want to thank you for your patience.

 

Thriving In An Imperfect World

pants

At the start of the month, my wife received some “bad” news. She was reminded that one of our pals was probably cheating. It’s wasn’t a big cheat. Well below a felony. But it created some cognitive dissonance for her.

She sighed… “but I thought he was one of the GOOD guys.”

It’s a thought that I often have myself…

…especially in February, when frauds and felons can become the focus of my endorphin starved brain!

I’ve been coping much better this winter and want to share some quick tips that might help you thrive in an imperfect world.

Parenthood has shown me the value of loving an imperfect person

You might think that I’m talking about my love for my kids.

Nope.

It’s is my kids’ constant forgiveness of my own shortcomings that is most valuable. Their forgiveness helps me become a better person.

So, I remind myself that it’s OK to love an imperfect person.

That said, past choices are a powerful predictor of future outcomes. Put differently, people that consistently make poor choices are more likely to have bad outcomes.

So, it’s OK to file away that I don’t want a close relationship with someone that doesn’t share my values. I will even go so far as to write it down in my diary. I’m a sucker for charismatic charlatans!

The other observation I shared with my wife is that she is a good person. It is transformative to believe in the goodness of the people around you.

What’s the inner emotional trigger when we find out someone has been naughty?

That the world might find out about all of my own shortcomings!

So the best antidote might be to own my disappointments and fix them in myself.

Finally, even with all the shortcomings, it’s great to be alive.

Freedom of Occupation – Choosing Personal Freedom

Lexi_airportOver the last year, I have been offered attractive opportunities to return to full-time work.

In evaluating the opportunities, I realized the interaction of two variables.

  • The value that we can add to a situation. Call it my “value-added per hour.”
  • My core cost of living.

In the course of my career, I’ve lived the life of an athletic coach as well as an executive. Sometimes I’ve done both at the same time.

An excellent coach, or personal trainer, might net $35 per hour.

A skilled executive will be closer to $500 per hour.

Who has more personal freedom?

When I was younger, I was inclined to believe that more pay results in more freedom.

I’m not sure.

When I think through my pals, the individual who’s daily life most closely resembles my own isn’t who you’d expect. He is a $35 per hour consultant. My friend can live well on $500 per WEEK and has no net assets. He’s created a life where he has freedom of occupation and can say “no” to anyone.

Because of the value-added per hour differential, my buddy works about 25 hours per week. He nets more than his baseline needs. He lives an abundant life, free from financial pressure. He travels internationally. He can work from anywhere and enjoys freedom of location.

What about the executive?

A corporate lifestyle is highly variable, bouncing from 20 to 65+ hours per week. Sleep is often sacrificed and it’s common to spend much of the year nudging health back on track. Vacations are spent immersed in passions that take a back seat to the primacy of career (hobbies, sports, marriage, family).

My point is we all make trades => to get more, of what we think will make us happy, we can be tempted to pay in health, in failed relationships, in reduced freedom and, occasionally, in ethics.

When I speak with highly-paid professionals, they focus on the need for increased assets, and passive income, to attain the freedom they desire.

They ask my help to create a plan that results in freedom.

Freedom to do what?

The freedom to be healthy, to be serene, to be a great spouse, to do my job the right way.

Freedom might be closer than you think.

Siblings Competing For Love – Living With Kids

peace2When my family is tired, our filters come down and the raw emotion flows freely.

With six, three and two year olds under the same roof it can get crazy at times.

Here are three simple techniques we use to give the kids the comfort they need and maintain our sanity.

#1 – the one-on-one play date

You’ve probably noticed that little people can struggle to play with more than one person at a time.

For play dates, and PARENT dates, we aim for one-on-one activity. This is particularly useful for the relationship between my wife and my oldest daughter. They do things together, they acknowledge that they are together and my daughter gets to choose the activity.

The conversation might go…

L: It’s not fair, you’re always spending time with the baby.

M: Well Sweetie, remember that Tuesday afternoon is YOUR day. We will be swimming together and going out to dinner where you want.

This technique won’t solve every issue but it will cut them in half, while making you feel better about your allocation of time.

#2 – is it true?

A family member screaming “you’re not giving me what I need” is an extremely effective, and painful, appeal.

Adult children, and parents of adult children, can continue to use this tactic.

As a parent, understand that the child is programmed to make the appeal and you’re programmed to feel pain.

It’s nothing personal.

But is it true?

The pain is coming from a sense that I’m not doing what I should. So I ask myself, am I giving my child what she needs? Usually, I am.

If not then am I able to give my child more? Some times things get worse (for me AND my child) as I give more of myself.

Is my child correctly identifying her issue? Most meltdowns are an appeal for love and understanding. They have very little to do with my child’s current obsession and can be overcome with a hug, recognition or the passage of time.

#3 – failure is an option

As I wrote in A Necessary Failure – the relentless demands of our children are designed to break both of us down. It’s an essential part of growing up.

Remember to hold onto the good times.

Here’s a picture of my children not fighting. It happens more often than I think!peaceOur minds have a habit of remembering pain more than serenity.

 

What Can Go Right

NYE_2014Above is a picture of my beautiful wife at a New Year’s Eve party in the French West Indies. Strangely, quite a bit had to go wrong for us to enjoy this evening.

Last year at this time I had ZERO idea that event was possible.

If you struggle to shake your fears about what can go wrong then here’s an exercise to help you remain open to what can go right.

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Before your next date night, couple’s retreat or family gathering. Spend a little time asking yourself:

What can go right in my life? 

What I did was take some paper, turned it sideways and wrote two headings…

What Can Go Right // Related Questions

The topics I considered:

  • Asset Appreciation
  • Asset Sales
  • Time Allocation
  • Continuous Education
  • Expense/Income Balance
  • Family Health
  • New Friends and Family
  • Improved Traits

Considering the details opened up some interesting questions:

  • Should we trade out of luxury and low-return assets?
  • Reallocate capital and time towards opportunities for shared experiences?
  • What projects provide the opportunity for family members to work together?
  • What do we want to study?
  • Who is the best person to teach us?
  • Where is a fun venue for instruction?
  • What role does family play in health?
  • What traits are desirable to attract into the family?
  • How can we promote these traits in ourselves?

To hold myself accountable, I highlighted three traits that would make me more effective: be more fun; handle kid noise better; and react more slowly.

In my case, being fun is characterized by being open to new experiences and handling change.

Last year, we did the opposite exercise => What can go wrong => I might be “a little too good” at that kind of brainstorming!

Interestingly, the “wrong list” is full of external events and the “right list” is filled with items that are within our control.

This brought up an essential question…

Am I worried about the right things?

Seeking Truth, Enduring Pain

SXMMy favorite quote on pain comes from a champion athlete, Dave Scott.

Dave was giving a talk the day before an Ironman triathlon and was asked, “How do you deal with the pain of racing?”

His reply…

First of all, it’s not pain, it’s managed discomfort

Along the same vein, I heard Dave’s rival (Mark Allen) share the advice that…

To achieve a result, you need to be willing to accept whatever is required to get to the result

Many people confuse pain, with the process.

Others, incorrectly, believe that they can achieve a meaningful life without having to endure discomfort.

Plan => Do Work => Recover & Evaluate

Plan => Do Work => Recover & Evaluate

Plan => Do Work => Recover & Evaluate

The discomfort comes within the process. Specifically, with identifying, and addressing, our shortcomings and beliefs that prevent success.

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What’s the opposite of “seeking truth, enduring pain?”

Lies and pleasure?

I don’t think so.

Think about a situation where someone “can’t handle the truth.”

What do you receive from them when you probe the truth?

Fear and anger

These are “negative” emotions but useful to point the way towards truth.

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The ability to see the world clearly requires a commitment towards radical honesty within our own lives.

If I can’t see the truth within myself, I’ll constantly be fooling myself with others.

So…

When I feel fear and anger, I know that I am on to something.

I might be close to an area that’s holding back clear thinking.

Seek the truth beyond the triggers.


Book Recommendation along these lines is Ray Dalio’s Principles – available as a free PDF.

What I Learned Last Year

biscottiTwo themes have dominated my goals for the last couple of years: my relationship with my eldest daughter and my finances.

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Kids – my daughter worked herself out, no input from me. I didn’t change her nature, I accepted it, and we enjoyed the inevitable progression from preschooler to school-age girl.

For my pals with kids – avoid abandonment and retaliation – everything else is details.

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Optimism is the only worldview borne out by the facts.

At the end of 2008, I wrote-off 65% of my family balance sheet, was unemployed, owned a loss-making business and was facing civil liability relating to large-scale fraud.

You may have forgotten but everything we were reading was doom and gloom. In reality, that was one of the most useful periods of my life because I was forced to face the gross inefficiency of my spending choices.

The changes that result from earlier setbacks lead to an appreciation of a more simple life and I’ve continued to strip away non-core activities.

My wife is stumped when asked, “What does Gordo do?”

I enjoy my life and serve my family

Act in the spirit of service to the people that love you.

Act as if things will work out.

Keep simplifying.

Free yourself to spend time on what matters.

For the pessimist in your head that likes to point out that we’re all dead in the long run… be wary of overstating your importance in the world.

My death will be a setback for a few people but it won’t change the positive trajectory of history. I will play my role then hand off to the younger generation.

There will be tears and that’s OK.

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Human Capital & Family Finances

What can each of us bring to our families, and communities?

Strong relationships built on mutual respect and strengthened via self-improvement.

Six years ago, I was left with a home and cash assets. With interest rates moving towards 200-year lows, I realized that I had to be invested. I made an error by going all-in with real estate. Why an error?

  • I was geographically concentrated – the bulk of the portfolio was within two miles of each other.
  • I invested too much – I failed to understand the short-term cash needs of my young family, which arrived in 2008/2011/2012.
  • Each asset represented many years of living expenses – lumpy assets are inefficient when you’re moving towards retirement.
  • Real estate takes a long time to sell. With a traditional portfolio, a gradual sell down is easier to achieve.

My purchases had a margin of safety and I was able to trade my way out of the situation – 4 out of 8 addresses have been sold. Start to finish, it will take 8-10 years for me to change my asset allocation. Our family financial structure gave me time to make the change, we earned income, and we had exposure to asset appreciation.

Time worked things out – we did well but so did all others that were invested from 2009 to 2014.

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The final lesson – I am greedy in irrational ways. I can soothe my ego by noting that my flaws are widely shared.

I am susceptible to the Endowment Effect. I overvalue what I have – my wife had to force me to sell our old house, I wanted to hold out.

I overvalue future desires. I’m constantly fooling myself that MORE will make a difference.

My antidote:

  • Write down my desires (steam shower, truck, boat, kitchen appliances, vacations, clothes, car, office, ski chalet) then wait and let desire pass
  • Make the wealth cost of “more” both painful and visible
  • Note the choices that create my best days (train AM/PM, help someone, learn, write, teach, spend time with my wife, under scheduled)
  • Spend money to create true luxuries (childcare, time to think, time to learn)
  • Schedule my happiness essentials (time in nature, time with my wife, quiet time to think)

Keep it simple:

  1. Notice the good in life
  2. Write good things down
  3. Do more good things